Tailored investment lending advice for Investment Home Loans
Effective debt structuring is crucial for home buyers and property investors. At CKSO Finance our expertise in financial analysis and property investor loans enables us to provide tailored investment lending advice, based on your individual circumstances and goals.
We specialise in assisting property investors and high net worth individuals to secure smart investments, based on a sound knowledge of the real estate and development sectors. We act as a conduit to a vast array of reputable bank and non-bank lenders. This equips us with the flexibility to explore options and secure the best possible terms and rates for our clients.
CKSO Finance has established a robust track record for managing complex borrowing structures and scenarios. Our investment lending experts work closely with you every step of the way. This allows us to streamline the process by eliminating any ambiguity around required documentation and transaction cost/timeframes.
Why Choose CKSO Finance for Your Investment Home Loan?
For your investment to succeed, you need to find competitive interest rates for your investment home loan but it’s not just about the rate, you also need to get your structuring right and ensure you can borrow what you need. Our expert team at CKSO Finance will work with you to find the best loan options to suit your strategy and walk you through every step of this process.
Our Investment Home Loan Options
It’s important to pick the right type of loan to suit your investment strategy, whether it’s variable interest rate, fixed rate, interest-only or principal and interest.
Variable interest rates for your investment home loan mean that the rate can change at any time, depending on your lender. So, your minimum repayment amount will drop when the rates go down but will increase when rates go up.
Investment Property Tips and Guide
- Find a good location close to shops, schools and public transport. Pick the right suburb in terms of rental yield and vacancy rates.
- How to calculate equity: If your property is valued at $900,000, and your outstanding loan balance is $450,000, you have $450,000 in equity.
Our Easy 7 step application process
Step 1:
Tell us a bit about what you need – we conduct a short interview to find out a bit more about how we can help you.
Step 2:
Book an appointment to see an adviser – one of our professional staff will make a time to see you.
Step 3:
We will make an assessment of your borrowing capacity and provide with a funding table showing your current borrowing position.
Step 4:
We will make loan product and structuring recommendations and send them to you.
Step 5:
You confirm with us you are happy to proceed and we submit your loan for processing. We’ll let you know what documents we need, make sure you provide all of them to avoid any unnecessary delays.
Step 6:
Your loan settles, but we don’t stop there, we’ll work with you to make sure your new loan set up is as hassle-free as possible.
Step 7:
We will make an assessment of your borrowing capacity and provide with a funding table showing your current borrowing position.