You’ll need to find an owner-occupied home loan that suits your unique circumstances. Once you understand the different options available to you, finding a good home loan might be easier than you think!

What Are Home Loans?

Residential (owner-occupied) home loans are issued by lenders to people who want to buy a home and have a deposit, but don’t have enough money for the full purchase. The lender also charges interest on the amount you owe, and the loan is paid back in regular instalments. Typically, these repayments are made fortnightly or monthly over a period of 25 to 30 years.

Why Choose CKSO Finance for Your Owner Occupied Home Loan?

When you’re after a competitive home loan for a residential property, CKSO Finance will work with you to find the best loan options for your dream home. There is no “one size fits all” approach. Our personalised service is tailored to match your particular circumstances and financial situation with flexible loan choices and competitive rates. We collaborate with a diverse range of lenders to secure the best possible deal for you. Our experienced team will help make the entire process as stress-free as possible!

Our Owner Occupied Home Loan Options

At CKSO Finance, we provide different types of owner-occupied home loan services to choose from. You’ll need to decide whether your residential home loan rates are going to be fixed, variable or split. Our commitment is to collaborate closely with you to ensure that you secure the most suitable interest rate that aligns with your individual requirements.

Our Easy 7 step application process

Step 1:

Tell us a bit about what you need – we conduct a short interview to find out a bit more about how we can help you.

Step 2:

Book an appointment to see an adviser – one of our professional staff will make a time to see you.

Step 3:

We will make an assessment of your borrowing capacity and provide with a funding table showing your current borrowing position.

Step 4:

We will make loan product and structuring recommendations and send them to you.

Step 5:

You confirm with us you are happy to proceed and we submit your loan for processing. We’ll let you know what documents we need, make sure you provide all of them to avoid any unnecessary delays.

Step 6:

Your loan settles, but we don’t stop there, we’ll work with you to make sure your new loan set up is as hassle-free as possible.

Step 7:

We will make an assessment of your borrowing capacity and provide with a funding table showing your current borrowing position.